Life Happens… Protect Yourself

Life insurance is an essential part of every sound financial plan. Depending features of the policy, an insurer agrees to pay a sum of money in exchange for a paid premium, upon the death of the insured person. There are several types of life insurance such as term, whole life and universal life. Each has different features and benefits – insurance4me can help guide you through the options and find you the best rates as we work with over 15 different companies

Mortgage insurance is an insurance policy that protects a mortgage lender or title holder in the event that the borrower defaults on payments, dies or is otherwise unable to meet the prescribed obligations of the mortgage. It is designed to protect heirs if the borrower dies while owing mortgage payments. It may pay off either the lender or the heirs, depending on the terms of the policy – insurance4me can help guide you through the options and find you the best rates as we work with over 15 different companies

Critical Illness Insurance provides lump-sum cash payments that can be used to cover many costs related to illness — including medical care, travel expenses or wages of a family member leaving work to help and pays out upon diagnosis of critical illnesses, rather than upon death; allowing you to rest and recover without having to worry about financial obligations – insurance4me can help guide you through the options and find you the best rates as we work with over 15 different companies